Friendship, in general, is defined as a relationship of mutual affection between people. It is a more powerful interpersonal bond than an “acquaintance” or an “association,” such as a classmate, neighbour, co-worker, or colleague. In some cultures, friendship is restricted to a small number of profound relationships; in others, a person could have many friends, […]
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October has been declared Mental Health Awareness month. Not being trained and without experience on the topic, I immediately used the internet and came across 3,62 billion results for “mental health.” I attempt to touch on a little introduction below but admit this is an issue for the professionals. For those who want
From 16-20 September 2024, it is National Wills Week. 1. What is a Will? A Will is one of the most important documents you will ever sign. It expresses your wishes regarding your assets at your death. If you die without a valid Will, your assets may not be
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Article by Marilize Opperman, CFP®, Wealth Advisor 1. Be independentIf you are in a relationship, married, or single, each woman should have their own financial status/ portfolio. This independence creates confidence and a sense of ease that is essential to the well-being of each female. The most successful investors are either well informed or
5 Retirement planning tips for the modern woman Read More »
The previous two topics I wrote about were “The Rules of Life” and “Peace of Mind.” After the uncertainty and volatile financial markets of the first six months of 2022, I thought “Life” was a topic to try to say something about without writing a thesis. One day, a good friend FP (for protection
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Die vorige twee onderwerpe waaroor ek geskryf het, was “The Rules of Life” en “Peace of Mind”. Na die onsekerheid en wisselvallige eerste 6 maande van 2022 het ek gedink “Die Lewe” in ‘n onderwerp om iets oor te probeer sê sonder om ‘n tesis te skryf. ‘n Goeie vriend FP (vir beskerming teen
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July is the National Savings Month for South Africa. There are different reasons South Africans save money, but this article emphasises the importance of starting at a young age. I want to illustrate the effect of compound interest on retirement savings with two basic calculations. Person 1 starts to save R1,000 per month from
If you don’t start now, then when? Read More »
Article by Andrew Merryweather In 2006 I was involved in a brutal assault that left me paralysed from the neck down. Thankfully, through years of intensive therapy, I can now use my arms and hands, but it has been a very long and costly journey. It is incredible how life can change in a second, and the
The financial implications of living with a disability Read More »
“The market is expensive.” – a remark I am often confronted with, and followed by the question: “Should I sell my shares (equity holdings) and take profit?” In the asset management industry, you can either follow a passive or active strategy or a combination of the two. A passive strategy approach replicates index funds –
Is the equity market expensive? Read More »
“How much should I invest offshore?” is a question we are faced with every day. The answer to this is not that simple. Let’s start with the basics. A South African citizen can take R10million per annum offshore – R1million as a travel allowance and the remainder after a tax clearing certificate was issued
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