Retirement Planning by Christo Malan
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Wealth Planning
AN UNNERVING YEAR FOR INVESTMENT MARKETS
AN UNNERVING YEAR FOR INVESTMENT MARKETS This year started with the promise of a progressive economic recovery as societies returned to a “new” post-Covid normal. Unfortunately, Russian President Vladimir Putin had other ideas when he attacked his neighbours Ukraine in February in an unprovoked act of war, changing our economic expectations for 2022. In response,
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RETHINKING RETIREMENT PLANS
RETHINKING RETIREMENT PLANS Mercer and the CFA Institute published their 14th Annual Global Pension Index. This research benchmarks 44 retirement income systems worldwide, highlighting challenges and opportunities within each. The index comprises three sub-indices – adequacy (how much do you get?), sustainability (can it keep delivering?), and integrity (can it be trusted?) – to measure
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The importance of having a Will
From 16-20 September 2024, it is National Wills Week. 1. What is a Will? A Will is one of the most important documents you will ever sign. It expresses your wishes regarding your assets at your death. If you die without a valid Will, your assets may not be
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5 Retirement planning tips for the modern woman
Article by Marilize Opperman, CFP®, Wealth Advisor 1. Be independentIf you are in a relationship, married, or single, each woman should have their own financial status/ portfolio. This independence creates confidence and a sense of ease that is essential to the well-being of each female. The most successful investors are either well informed or
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If you don’t start now, then when?
July is the National Savings Month for South Africa. There are different reasons South Africans save money, but this article emphasises the importance of starting at a young age. I want to illustrate the effect of compound interest on retirement savings with two basic calculations. Person 1 starts to save R1,000 per month from
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The financial implications of living with a disability
Article by Andrew Merryweather In 2006 I was involved in a brutal assault that left me paralysed from the neck down. Thankfully, through years of intensive therapy, I can now use my arms and hands, but it has been a very long and costly journey. It is incredible how life can change in a second, and the
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Is the equity market expensive?
“The market is expensive.” – a remark I am often confronted with, and followed by the question: “Should I sell my shares (equity holdings) and take profit?” In the asset management industry, you can either follow a passive or active strategy or a combination of the two. A passive strategy approach replicates index funds –
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Investing Offshore vs South Africa
“How much should I invest offshore?” is a question we are faced with every day. The answer to this is not that simple. Let’s start with the basics. A South African citizen can take R10million per annum offshore – R1million as a travel allowance and the remainder after a tax clearing certificate was issued
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