Retirement Planning by Christo Malan
Retirement Planning by Christo Malan Read More »
AN UNNERVING YEAR FOR INVESTMENT MARKETS This year started with the promise of a progressive economic recovery as societies returned to a “new” post-Covid normal. Unfortunately, Russian President Vladimir Putin had other ideas when he attacked his neighbours Ukraine in February in an unprovoked act of war, changing our economic expectations for 2022. In response,
AN UNNERVING YEAR FOR INVESTMENT MARKETS Read More »
RETHINKING RETIREMENT PLANS Mercer and the CFA Institute published their 14th Annual Global Pension Index. This research benchmarks 44 retirement income systems worldwide, highlighting challenges and opportunities within each. The index comprises three sub-indices – adequacy (how much do you get?), sustainability (can it keep delivering?), and integrity (can it be trusted?) – to measure
RETHINKING RETIREMENT PLANS Read More »
From 16-20 September 2024, it is National Wills Week. 1. What is a Will? A Will is one of the most important documents you will ever sign. It expresses your wishes regarding your assets at your death. If you die without a valid Will, your assets may not be
The importance of having a Will Read More »
Article by Marilize Opperman, CFP®, Wealth Advisor 1. Be independentIf you are in a relationship, married, or single, each woman should have their own financial status/ portfolio. This independence creates confidence and a sense of ease that is essential to the well-being of each female. The most successful investors are either well informed or
5 Retirement planning tips for the modern woman Read More »
July is the National Savings Month for South Africa. There are different reasons South Africans save money, but this article emphasises the importance of starting at a young age. I want to illustrate the effect of compound interest on retirement savings with two basic calculations. Person 1 starts to save R1,000 per month from
If you don’t start now, then when? Read More »
Article by Andrew Merryweather In 2006 I was involved in a brutal assault that left me paralysed from the neck down. Thankfully, through years of intensive therapy, I can now use my arms and hands, but it has been a very long and costly journey. It is incredible how life can change in a second, and the
The financial implications of living with a disability Read More »
“The market is expensive.” – a remark I am often confronted with, and followed by the question: “Should I sell my shares (equity holdings) and take profit?” In the asset management industry, you can either follow a passive or active strategy or a combination of the two. A passive strategy approach replicates index funds –
Is the equity market expensive? Read More »
“How much should I invest offshore?” is a question we are faced with every day. The answer to this is not that simple. Let’s start with the basics. A South African citizen can take R10million per annum offshore – R1million as a travel allowance and the remainder after a tax clearing certificate was issued
Investing Offshore vs South Africa Read More »