Article by Hardi Swart, CFP®Publication: 14 October 2019, Personal Finance Your home is your castle. Of course, it is. But don’t think for a minute that your castle will provide for you in retirement. Read on if you’re thinking about downsizing one day to release some of the wealth locked up in your home, or if you’re […]
Don’t rely on your home for retirement capital Read More »
Article by Andrew Merryweather In 2006 I was involved in a brutal assault which left me paralyzed from the neck down. Thankfully through years of intensive therapy, I am now able to use my arms and hands, but it has been a very long and costly journey. It is incredible how life can change in
No one ever warned me of the financial implications of living with a disability Read More »
Article by Marilize Opperman, CFP® 1. Be independentIf you are in a relationship, married, or single; each woman should have their own financial status/ portfolio. This independence creates confidence and a sense of ease that is essential to the well-being of each female. The most successful investors are either well informed or have a reputable Certified
5 Retirement planning tips for the modern woman Read More »
Article by Ntokozo KhumaloPublication: 5 September 2019, Sowentan LiveInterview with Hardi Swart, CFP®, Financial Planner of the year 2019 Change your life by putting your financial adviser on speed dialYour decision to invest should be based on your circumstances, risk appetite, objectives and investment horizon, and a friend or family member cannot help you with this. Six
It’s risky to take financial advice from family and friends Read More »
Article by Hardi Swart, CFP®, Business Times, 18 August 2019 From being swindled to being Financial Planner of the Year: Hardi Swart shares his tips for choosing the right adviser to secure your family’s future I was motivated to become a financial adviser by two different brokers who misled my family after my father’s death. The first
Consult this check list when choosing your financial planner Read More »
Article by Jonathan Faurie Publication: 12 August 2019, FA NewsInterview with Hardi Swart, CFP®, Financial Planner of the year 2019 Financial planning plays an important role in the financial services industry as it introduces clients to a more disciplined approach to saving and helps them realise their financial goals.At the recently held 2019 Financial Planning Institute
Financial planning is not just about numbers Read More »
Article by Hardi Swart, CFP® Owning residential property forms part of many South Africans’ goals. Buying a house is a weighty undertaking and several factors should be considered to determine if you are financially ready. 1. HAVE YOU SAVED UP FOR A DEPOSIT? Saving for a home loan is the first vital step in becoming
5 Things to consider before purchasing your dream home Read More »
Article by: Hardi Swart CFP® There is a misconception that estate planning is only for wealthy individuals. Estate planning should form part of a comprehensive financial plan as most estate planning principles can be applied to any portfolio. Estate planning is the procedure of planning for and managing the disposal of a persons’ estate while
The Fundamentals of Estate and Legacy Planning Read More »