Wealth Planning

    Finance Minister, Mr Tito Mboweni, presented his latest budget speech on 24 February 2021.  Focusing on the tax aspects of the budget speech, Treasury anticipated that tax collections in 2020/21 are expected to be approximately R213 billion less than the 2020 Budget expectations. This shortfall is the largest on record and with the current […]

I find it inexplicable that people, without hesitance, insure their vehicle or house but are resistant to insure their own life. Life insurance is crucial to have a sound financial plan and protecting your wealth. Calculating how much life or disability coverage you need and what different benefits are required is complicated. Autus Private Clients

February is the month of love – what better time to discuss the serious side of romance?     Choosing how you get married has financial and legal implications. No, I’m not talking about whether you tie the knot on a wine farm or at the courthouse; I’m talking about the marriage contract that you and

Article by Hardi Swart, CFP®Publication: 14 October 2019, Personal Finance Your home is your castle. Of course, it is. But don’t think for a minute that your castle will provide for you in retirement.  Read on if you’re thinking about downsizing one day to release some of the wealth locked up in your home, or if you’re

Article by Andrew Merryweather     In 2006 I was involved in a brutal assault which left me paralyzed from the neck down. Thankfully through years of intensive therapy, I am now able to use my arms and hands, but it has been a very long and costly journey. It is incredible how life can change in

Article by Marilize Opperman, CFP® 1. Be independentIf you are in a relationship, married, or single; each woman should have their own financial status/ portfolio. This independence creates confidence and a sense of ease that is essential to the well-being of each female. The most successful investors are either well informed or have a reputable Certified

Article by Hardi Swart, CFP®, Business Times, 18 August 2019 From being swindled to being Financial Planner of the Year: Hardi Swart shares his tips for choosing the right adviser to secure your family’s future I was motivated to become a financial adviser by two different brokers who misled my family after my father’s death. The first

Article by Jonathan Faurie Publication: 12 August 2019, FA NewsInterview with Hardi Swart, CFP®, Financial Planner of the year 2019 Financial planning plays an important role in the financial services industry as it introduces clients to a more disciplined approach to saving and helps them realise their financial goals.At the recently held 2019 Financial Planning Institute

Article by Hardi Swart, CFP®  Owning residential property forms part of many South Africans’ goals. Buying a house is a weighty undertaking and several factors should be considered to determine if you are financially ready.     1. HAVE YOU SAVED UP FOR A DEPOSIT? Saving for a home loan is the first vital step in becoming